6 Distinct Advantages of Citi Credit Card

Not all burgers are created equal, so they say. And the same analogy can be applied to credit cards.


Some cards offer easy payment plans and low monthly rates. Some cards do not. Then there are credit cards that assure 24/7 accessibility. Sadly, some cards have limited accessibility. For habitual tourists, they need a credit card that ensures international acceptance, and not some useless plastic that are honored only in a few countries. With a bewildering array of credit card flooding the market, picking the right plastic money for your kind of lifestyle could be confusing and downright intimidating

This is where citi credit cards come in. Issued by world renowned Citibank, a citi credit card offers consumers several distinct advantages not found on other cards.
These advantages are:

1.) LOW MONTHLY INTEREST RATES
It’s a fact that credit cards entail interest rates. But while some plastic cards charge high monthly interest rates, a citi credit card user enjoys unbelievably low interest rates on purchases and cash advances. While it’s true that interest rates keep the business going for these cards, citi credit cards differ in the sense that they cater more on customer’s satisfaction rather than making money.

2.) FLEXIBILITY
Regardless of the type of Citibank’s cards you choose, you get unmatched payment flexibility. These could be purchase payments or interest –related payments. After all, Citibank knows that unexpected emergencies occur often that prevent card users from paying their dues at the designated time. A citi credit card user is assured uncompromising flexibility– whatever remaining unpaid balance will simply be carried forward to the next billing period without too much hassle.

3.) CONVENIENCE
With citi credit cards, you will feel like carrying a lot of money in your pocket anytime, anywhere. With it, you can make cash advances, go shopping, or even make purchases via the Internet. You can even pay your electric bills, telephone, water bills, and other recurring expenses. And on those doctor’s visits, you don’t have to worry regarding the need for cash. Just present your citi credit card and you’re on your way. It’s convenience to the max!

4.) INTERNATIONAL ACCEPTANCE
Citi credit cards are recognized anywhere in the world. You can have breakfast in Paris, lunch at Indonesia and enjoy dinner at Manhattan without the need of changing cards in each destination. A citi credit card is all you ever need for all your international travels. In fact and in most cases, citi credit cards can even pay for the tips!

5.) SUMMARY REPORTS
You are a busy person. Time is important to you and you are always on the go. You hardly have time to track down your credit cards usage like what store you make the purchase, what day and how much. With a citi credit card, you can dispense with tracking expenses. True, some credit card companies gives you expenditure reports but always at an additional fee. Citi credit cards free you from these additional financial burdens. Citibank sends you an annual summary of your purchases and other related information, at no extra cost.

6.) 24/7 SUPPORT
Ok. Let’s face it. Life is not at always a bed of roses. Despite tedious precaution, you misplaced your citi credit card somewhere and it got lost. Accidents do happen, you know. For example, some muggers robbed you of your belongings, among them your Citibank’s issued cards. In these cases, you can call the cards’ support center anytime, anywhere and report the loss. You can even call the card personnel in the dead of the night and be assured of prompt, courteous service. With citi credit cards, you can count on 24/7, round-the-clock customer support.